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What's a Want? What's a Need?Think about some of the items you’ve ever bought. What was your motivation for buying those items? Did you truly need them or did you want them? It’s not always so easy to know just what are real needs versus wants. Sometimes it takes a bit of internal dialog. Is having the latest smartphone or pad computer necessary for your life? What about the latest “designer” clothes? Is buying a new car every few years really necessary? Most rational people would answer that these items are usually wants. They could forgo these types of expenditures to allow them to reach their financial goals. Think for a moment about your recent purchases. What did you consider before you made those purchases? Was it “Do I have enough space on my credit card balance to get this?” or was it “Do I actually need this?” When you think about the following items or services, how do you define them? As a want or a need?
How you classify each of the above will most likely have a direct bearing on reaching your goals and dreams. Forgoing a luxury vehicle for a more affordable set of wheels or premium cable for basic -- and investing the savings toward your retirement -- are choices that you can make to achieve your goals. But sometimes the decisions aren’t quite so cut and dried. That’s where Primerica’s Financial Needs Analysis (FNA) comes in. With a little data gathering and a few minutes a Primerica representative can produce a personalized, confidential and complimentary FNA for you and help you make a game plan for success. The Primerica FNA Do you have a clear strategy for retirement, debt elimination and education savings? If not, you’re not alone. In fact, many people aren’t sure where to begin when it comes to getting their financial lives in order. That’s where Primerica can help. Did you know that in as little as 30 minutes you could get on the road to changing your financial situation and your life? Primerica teaches people how money works so they can make informed decisions about how to manage their finances. Through our complimentary Financial Needs Analysis (FNA), we can show you the steps you need to take to get on the road to the financial life you want – and deserve. Are you ready to change your financial outlook? Get Ready to Change Your Life If you’re like a lot of people, you’re ready to change the way your financial future looks. In fact, two out of three people say their finances are "fairly shaky or very shaky."* Primerica has helped millions of people, just like you, start on the path to financial freedom. The FNA is where it all starts. We’re on YOUR side! We know you’re tired of being in debt and living paycheck to paycheck. We know you want to change your life – but may not know where to begin. Talk to your Primerica representative today and let us help you change your life. If you don't already know a Primerica representative, you can search for a Primerica representative right here. *chicagotribune.com, May 15, 2008 |
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