Primerica Reviews

Primerica is a financial services company serving the middle-income market in the U.S., Canada, Puerto Rico and Guam. In 1977, we pioneered the "Buy Term and Invest the Difference" philosophy which solves two of the biggest financial needs nearly every family faces – income protection with term life insurance and saving for the future with a sound investments strategy.

Read what some of the millions of people who trust Primerica for their financial needs have to say about their experiences with us.

Primerica's ratings on Google as of 09/06/2022 is 4.9 stars based off 5,534 Google Reviews.
Check out what clients say about their experience with Primerica at the link below.

Primerica's life insurance companiesⁱ offer affordable term life insurance protection ranging from a 10-year level premium policy all the way up to a 35-year level premium policyⁱⁱ. The recognition received by our life insurance companies reflects our focus on what's right for families every time.

Learn more about Primerica's Term Insurance here.

Primerica's reputation for reliably providing excellent service and solutions to highly satisfied clients across North America is reflected in Primerica's ratings from industry rating agencies.

• Accredited member of the Better Business Bureau^v
• Primerica life insurance companies are rated A+ (Superior) by A.M. Best^vi

Primerica's commitment to excellence is evident through various awards and recognition we've received for the strength of our business, the quality of our service and solutions, and our dedication to creating an open and inclusive organization. Here are just a few of the industry accolades Primerica has earned.

At Primerica, our entrepreneurial business opportunity isn't a job, but a way to be in business for yourself, but not by yourself. Our 129,000+ life licensed independent contractor representatives have the backing of the Primerica Home Office, led by an executive team of experts in the financial services industry, and the support of more than 2,000 dedicated employees.

Find out what people are saying about Primerica's Home Office.

Learn more about our business opportunity here.

View Primerica corporate career opportunities here.

DISCLOSURES

Primerica Term Life Insurance:

ⁱLife-licensed Primerica representatives are agents of certain affiliated Primerica Companies. In New York, term life insurance products are underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, New York. In the United States (except in New York), term life insurance products are underwritten by Primerica Life Insurance Company, Executive Offices: Duluth, Georgia. In Canada: Term life insurance products and segregated fund products are offered by Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario. Not all products are available in all states or provinces.

• TermNow term life insurance policy form NBF17DA1 in New York state and ICC17DJ0 or PLF17DJ0 in all other U.S. jurisdictions. In Canada, TermNow life insurance is policy form ZLF15DA0G.
• In New York State, CustomAdvantage Term Life Policy Form NBF17CA1, NBF17CB1 or NBF17CC1, in all other US jurisdictions, ICC17CJ0, ICC17CK0 or ICC17CL0. In Canada, ZLF15CA0G, ZLF15CC0G or ZLF15CB0G.

ⁱⁱ35 year term not available in New York.

ⁱⁱⁱInvestor's Business Daily #1 Most Trusted Life Insurance Company:
Survey results are presented solely with respect to Primerica's US term life insurance business. Term life insurance underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State; Primerica Life Insurance Company, Executive Offices: Duluth, GA in all other U.S. jurisdictions; and Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900) in Canada.

^ivForbes 2022 America's Best Insurance Companies:
Recognition presented by Forbes and Statista. Insurance companies were identified through an independent survey of more than 16,000 U.S. consumers with at least one insurance policy. The survey considered customers' overall recommendations, their general satisfaction and ratings in five specific areas. In the U.S., term life insurance is underwritten by Primerica Life Insurance Company. Executive Offices Duluth, GA except New York, and National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State.

^vBBB Rating & Accreditation:
BBB Accreditation Standards represent standards for business accreditation by BBBs in North America. These standards are based on BBB's determination of the attributes of a better business. They incorporate not only lawful business practices, but also BBB's experience with ethical advertising, selling and customer experiences. For a business to qualify for BBB Accreditation, it must continually meet these standards. Not all businesses will qualify for BBB Accreditation. BBB charges a fee for BBB Accreditation. This fee supports BBB's efforts to fulfill its mission of advancing marketplace trust. BBB accreditation fees are based on several factors, including the size of business. To be accredited by BBB, a business or organization affirms that it meets and will abide by the following standards listed here.

^viAM Best Ratings:
The following companies have been rated A+ (Superior) by AM Best: Primerica Life Insurance Company, Primerica Life Insurance Company of Canada, and National Benefit Life Insurance Company. For the latest Best's Credit Rating, access www.ambest.com. AM Best ratings range in order from the highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C, C-, D, E, F.

^viiInvestor's Business Daily #3 Most Trusted Financial Company:
Survey results are presented solely with respect to Primerica's US term life insurance business. Term life insurance underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY in New York State; Primerica Life Insurance Company, Executive Offices: Duluth, GA in all other U.S. jurisdictions; and Primerica Life Insurance Company of Canada (Head Office: 6985 Financial Drive, Suite 400, Mississauga, ON, L5N 0G3, Phone: 905-812-2900) in Canada.

^viiiFORTUNE® 1000 2020:
Ranks the largest 1,000 American companies by revenue. Primerica was named to FORTUNE® 1000 for the first time in 2020.

^xiDALBAR:
DALBAR is the leading independent expert for evaluating and auditing the financial services community. Primerica Financial Services Investments has received the Mutual Fund Service Award for 19 consecutive years